Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Sten Zinsvik website and any associated services. Please read them carefully before using the site.
This document is a general template provided for informational purposes and should be reviewed and adapted by a qualified legal professional before publication. It does not constitute legal advice.
1. Acceptance of Terms
By accessing or using the Sten Zinsvik website ("Site"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, please discontinue use of the Site immediately.
2. Nature of the Service
Sten Zinsvik provides informational content related to AI-driven data analysis intended to support general awareness of market and risk concepts. Content published on this Site is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice. Any decisions made based on information found on this Site are made at your own discretion and risk.
3. No Guarantee of Outcomes
Nothing on this Site should be interpreted as a promise, projection, or guarantee of any particular result, return, or outcome. Past performance, hypothetical scenarios, or illustrative examples referenced on the Site are not indicative of future results. Sten Zinsvik makes no warranties regarding the accuracy, completeness, or reliability of any content presented.
4. Eligibility and Use of the Site
You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. You must not attempt to gain unauthorized access to any part of the Site, interfere with its normal operation, or use automated means to extract or scrape content without prior written consent.
5. Intellectual Property
All text, graphics, logos, images, and other material appearing on this Site are the property of Sten Zinsvik or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws. No content may be reproduced, distributed, or republished without prior written permission, except as permitted for personal, non-commercial use.
6. Third-Party Links
The Site may contain links to third-party websites or resources. Sten Zinsvik does not endorse and is not responsible for the content, accuracy, or practices of any linked third-party sites. Access to any such external sites is at your own risk and subject to the terms of those respective sites.
7. Submission of Information
If you submit information through a contact form, analysis request, or similar feature on the Site, you confirm that the information provided is accurate to the best of your knowledge. Submission of information does not create any contractual relationship or obligation on the part of Sten Zinsvik beyond what is explicitly stated in these Terms.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Sten Zinsvik shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site or any content contained within it. This includes, without limitation, any loss of data, loss of profits, or losses resulting from reliance on information presented on the Site.
9. Disclaimer of Warranties
The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Sten Zinsvik does not warrant that the Site will be uninterrupted, timely, secure, or error-free.
10. Indemnification
You agree to indemnify and hold harmless Sten Zinsvik, its representatives, and affiliates from any claims, damages, losses, or expenses arising out of your use of the Site or your violation of these Terms.
11. Changes to These Terms
Sten Zinsvik reserves the right to modify or update these Terms at any time without prior notice. Any changes will take effect upon posting to the Site. Continued use of the Site following any such changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
12. Termination of Access
Sten Zinsvik reserves the right, at its sole discretion, to suspend or terminate your access to the Site, without notice, for conduct that is believed to violate these Terms or is otherwise harmful to other users or to Sten Zinsvik.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms remain in full force and effect.
14. Governing Law
These Terms shall be governed by and interpreted in accordance with applicable German and European Union law, without regard to conflict-of-law principles, unless otherwise required by mandatory consumer protection regulations applicable to your jurisdiction.
15. Contact
If you have questions regarding these Terms, please get in touch via the contact details provided on our Contact page.